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The bill aims to restrict certain political fundraising groups, specifically joint fundraising committees that involve federal candidates and independent expenditure-only political committees (often called Super PACs), from using their funds to pay for media advertisements such as TV, radio, or digital ads. Joint fundraising committees are groups that pool contributions to support multiple candidates or political committees. Independent expenditure-only committees can spend unlimited amounts on political messaging but are not allowed to coordinate directly with candidates. By banning these joint committees from making disbursements on paid media, the bill seeks to limit the influence of coordinated fundraising efforts on political advertising. This could reduce the amount of money spent on campaign ads that are closely linked to candidates, potentially decreasing coordinated messaging and increasing transparency about who is funding political advertisements. However, it may also complicate fundraising strategies for candidates and allied groups, possibly reducing their ability to efficiently pool resources for advertising. The practical effect would be felt by federal candidates, political committees, and donors involved in joint fundraising efforts, as well as by voters who see political ads influenced by these groups.