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The Epstein Wall Street Records Act of 2026 mandates that major U.S. financial regulatory agencies disclose supervisory records related to Jeffrey Epstein, his associates, and entities he controlled. These records include examination reports, internal communications, and investigatory filings held by agencies such as the Federal Reserve, FDIC, OCC, and SEC. The bill requires these agencies to provide physical copies to key congressional committees within 90 days of enactment and to make the records publicly available in a searchable format within 120 days, while protecting victims' personal information through redactions.

Additionally, the bill directs these agencies to begin investigations immediately into financial institutions and senior executives with ties to Epstein or his associates. These investigations will assess potential violations of banking, securities, or anti-money laundering laws, the adequacy of internal controls to detect illicit activities, and whether any relevant documents were destroyed. If violations are found, agencies must impose sanctions such as prohibiting executives from participating in financial institutions or imposing civil penalties. The bill also requires criminal referrals to the Attorney General if federal crimes are suspected.

Finally, within 180 days, the regulatory agencies must report their findings and actions to Congress. This legislation aims to increase transparency, hold financial institutions and executives accountable for enabling Epstein's activities, and prevent similar abuses in the future. It affects financial institutions, their executives, regulatory agencies, and the public by promoting oversight and disclosure of potentially illicit financial dealings linked to Epstein.